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Fast, Friendly and Entirely Online

Canada's Smartest Way to Get a Mortgage
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The Mortgage Process in 3 Easy Steps

Apply Online

Complete a quick online form and somebody will call you for a friendly, no-obligation chat about your mortgage.

Discuss Your Goals

We’ll ask a few questions about your goals and finances, then use that to analyze the mortgage market to find your best solutions.

Secure Your Rate

You pick the solution that works for you, and we’ll work to quickly secure your rate with the lender. You’ll be looped in the entire time.

Here’s What You Can Expect

Step-By-Step Process

We’ll start by discussing your goals, then use that information to put together a complete mortgage plan that helps you achieve them. After speaking with your dedicated MortgagePal agent, you’ll have a simple and clear path to make your dreams a reality.

Helpful Mortgage Experts

We take a clear, understandable, step-by-step approach to make sure you get an amazing deal. You’ll know exactly what to expect every step of the way, and If you ever have any questions, you can call, text or email your dedicated mortgage agent.

Secure & Confidential

Keeping your information safe means as much to us as it does to you. We follow industry-leading data security procedures to make sure your private information stays safe and sound.

Ready to Chat?

Contact Us Today


After trying to negotiate with TD, RBC, and CIBC myself, MortagePal came through with the best rate. Their professional service was exemplary and I look forward to working with them again. My only regret is not finding them first!

Matt K.

I’m almost sad that’s the last transaction as I’ve certainly enjoyed working with such a professional team. I admire people who do their jobs well, and the folks at MortgagePal are definitely a class act!

Todd W.

I have used MortgagePal and I will recommend it to all my friends and love ones! I felt that they were professional, efficient, resourceful, trustworthy and respectful. I can’t stress enough the attention that I received from them as a client. I know for a fact that the bank would not have given that amount of time and patience to find me the best deal. I was very impressed with their continuing care of my family’s well being.

Nikki N.

I recently used MortgagePal and had a wonderful experience. I shopped around and D’Arcy at MortgagePal got me the best rate, cash back mortgage with good repayment terms, and a lender that has an A+ BBB rating. We did everything over email and phone, fast, efficient, no BS. D’Arcy understood what is important to me. I will use MortgagePal again.

Elaine S.