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6 Reasons You'll Love Working With Us

Lowest Rate Guarantee

We'll use our volume discounts and lender relationships to get you amazing rates on your mortgage. Our promise is simple: we'll get you the absolute best rate possible, or give you $500.

Zero Stress Application Process

Get a no-obligation rate quote over the phone, at a time that is convenient for your schedule. It takes about 10-15 minutes, requires no documents and at the end you'll know your best options.

Bank-Level Security

Our website uses 256 bit, Enhanced Validation Secure Socket Encryption (EV SSL). Our servers are scanned daily for any virus or malware threat by an enterprise-level antivirus. Rest assured, the information you submit on this website is private and secure.

Powerful Lender Access

We’re one of the highest producing brokers in the country. In the mortgage world, high volume means special access to lender promotions. For you, that means lower rates and better terms.

Five-Star Service

You don't have to sacrifice service for price. When you work with MortgagePal, you get a team of experienced mortgage professionals. From the first conversation, we'll walk you through the whole process, from rate quote to funding.

Absolutely No Broker Fees

What's the point of saving money if you need to pay for it? Not only is our service 100% free to good credit clients, we take most of the commission the lender pays and give it to you in the form of a rate buy down.

Reviews & Testimonials

I recently used MortgagePal and had a wonderful experience. I shopped around and D'Arcy at MortgagePal got me the best rate, cash back mortgage with good repayment terms, and a lender that has an A+ BBB rating. We did everything over email and phone, fast, efficient, no BS. D'Arcy understood what is important to me. I will use MortgagePal again.

Elaine Siu

We got a great rate with good terms and conditions. The process was smooth and you were always available and patient to answer any questions or concerns we had. I would recommend anyone to MortgagePal!

Luis & Vicky, Vancouver

D’Arcy and Bonnie are both great to deal with. They both worked very hard to get us the lowest rate possible that no other bank or mortgage broker was able to touch. D’Arcy was very professional throughout the entire process with a no pressure attitude in signing a mortgage with MortgagePal. D’Arcy was very understanding and went out of his way to obtain the best solution for my wife and explained every single last detail. I highly recommend D’Arcy, Bonnie, and the MortgagePal team for obtaining the best mortgage available. Don’t waste your time looking anywhere else!

Mario Mastropieri, Toronto, Ontario

After trying to negotiate with TD, RBC, and CIBC myself, MortagePal came through with the best rate. Their professional service was exemplary and I look forward to working with them again. My only regret is not finding them first!

Matt K., Toronto, Ontario

"I was very pleased with the quality of service I received. I have used MortgagePal on two properties and plan to use them again."

Andrew C., Vancouver

I have used MortgagePal and I will recommend it to all my friends and love ones! I felt that they were professional, efficient, resourceful, trustworthy and respectful. I can't stress enough the attention that I received from them as a client. I know for a fact that the bank would not have given that amount of time and patience to find me the best deal. I was very impressed with their continuing care of my family's well being.

Nikki N, Vancouver

It was a real pleasure to deal with you and Kerry. The process has been so much less painless than my experience with mortgages that we got with other mortgage brokers. I will definitely recommend you to anybody looking for a mortgage!

Frauke, Vancouver

Jason was on top of the proceedings and very prompt in resolving issues with the lender... And always in our favour!

Piyush. E, Surrey, British Columbia

Hi D'Arcy, It is a great pleasure to write about you and your team regarding the great service that I have received for my mortgage. Bonnie Deck is a great asset that you have working for MortgagePal. She is very knowledgeable and detail oriented and gets down to business with all the options available when the time comes to talk to her clients and in this case it would be I. Thank you so much for the great efforts that you both have put in and all the team at MortgagePal to make my life easy to get my mortgage shopping done with less stress. Have a fantastic weekend! Thank you..

Sunil Punukollu, Brampton, ON

I am very pleased with my experience in dealing with MortgagePal, and specifically with McKay Wood. McKay introduced us to a great realtor through their cash-back program, and got my wife and I the best possible interest rate for our mortgage. A few weeks after purchasing our new home, we received a sizable e-transfer through MortgagePal's cash-back program, which certainly sweetened the deal. McKay was always very helpful, patiently answering all my questions as a first time home buyer, and calling me back right away if he missed my call. I would highly recommend McKay and MortgagePal to anyone shopping for a mortgage.

Kurt Kleinfeldt, Edmonton, Alberta

As a first home buyer, I had very little idea about the whole home buying process. Pamela was able to get me the lowest interest rate in the market for the term I wanted and was really helpful throughout the deal. We had less time than what a regular home buying transaction would have needed, but Pamela did her best to meet the deadline. I would suggest one to definitely contact her to get the lowest rate available, and a not so stressful home buying experience.

James Bangar, Edmonton, Alberta

I'm almost sad that's the last transaction as I've certainly enjoyed working with such a professional team. I admire people who do their jobs well, and the folks at MortgagePal are definitely a class act!

Todd W., Golden BC